Titan Insurance Sales provides a one-stop resource for vehicles, homeowners and rental policies. In tandem with their exceptional service, their other mission is locating the best insurance options for their clients.

A large percentage of its business is dedicated to auto policies.

"We offer low cost insurance for everyone," said Heidi Jo Melzer, lead agent. "We are very hands-on and do what’s right by the customer every time."

In addition to auto coverage, Titan Insurance Sales specializes in insuring boats, jet skis, exotic and specialty cars, commercial auto and fleets, RV’s, motorcycles, and off road vehicles. Their policies are highly competitive and tailored to the specific needs of their customers.

For those in search of a new policy and researching other companies, they recommend finding out if there are broker fees, hidden fees, and policy change fees. 

These can be unforeseen and pricey additions. And, verifying the quote received is indeed the coverage requested.      

"Insurance is peace of mind and a person should have confidence in their agent and the insurance policy," said Patrick Najou, area sales manager. "You want to make sure you have the correct coverage that meets your needs."

Minimal liability coverage may lower a premium – but this comes with a word of caution. Being underinsured is a costly mistake for a policyholder that sadly cannot be undone after an accident. The good news is adding more liability to a policy is relatively inexpensive.

Titan Insurance Sales is a division of Nationwide Insurance, a company which has been around for decades. 

Najou wants people to know that when they come to their Advertisement

[ Berry-Bell and Hall Mortuary ] Temecula office, they will be well-advised and comfortable when discussing their insurance needs. 

"You will get one-on-one service, because one policy never fits all," he said. "We provide custom policies." 

Along with annual reviews, Titan Insurance Sales performs a review whenever changes are made to a policy. 

By implementing a practice called "U-Review," a training which each staff member undergoes, a customer’s insurance policy is continually checked for adequate coverage at a reasonable price.

In a world where insurance can be difficult to understand, Titan Insurance Sales does the shopping for their clients. It knows how the business works and has extraordinary networking capabilities. 

"We work for the clients; we don’t work for the insurance companies," Melzer said. "We protect our clients more than anything else."

Extremely involved when it comes to claims, this office oversees a quick turnaround. If at any time the claims progression becomes bottlenecked, it will swiftly make the appropriate phone calls to get it flowing once again.       

Titan Insurance Sales can’t stress enough the importance of insuring water and dirt toy vehicles. Again, liability plays a huge role in the event someone becomes injured on that vehicle.

Likewise, just like it’s vital to have uninsured motorist coverage on an auto policy, the same rings true for toy vehicles. 

Titan Insurance Sales invites those interested to learn more to contact their Temecula office. 

"Nowadays, you can custom build your policy and that is what we do with integrity and care," Melzer said.

Titan Insurance Sales is located at 27644 Ynez Road, Suite M-6 in Temecula and they can be reached at (951) 506-4170.