Valley News -

By Rachel Goodman
Special to Valley News 

Big Data could set insurance premiums, minorities could pay the price


Last updated 8/2/2018 at 3:20pm


Health insurers could use big data to set premiums that negatively impact racial minorities, writes Rachel Goodman, a staff attorney with American Civil Liberties Union's Racial Justice Program.

Are you a registered Democrat? You could be more likely to experience anxiety these days, causing you to need more mental health care. Have you lived in neighborhoods near industrial zones? That could increase your chance of chronic illness. Do you buy video or board games? You might be less likely to exercise, raising your medical costs in the long term.

According to an investigation conducted by ProPublica and NPR, health insurers have begun acquiring huge amounts of non-health-related data about the people they insure or will potentially insure. This data includes race, net worth, cons...

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