Valley News -

By Tena Caracciolo
Special to Valley News 

Do you know about seasonal hazards?


Last updated 12/7/2018 at 1:38am


Candles help to make the season cozy and bright but be sure to extinguish them when no one is around to monitor them.

As temperatures drop and holiday activities pick up speed, insurance claims can spike. To keep the family and property as safe as possible through the winter and beyond, keep these tips in mind.

Fire Prevention 

Heaters, candles and decorations help to make the season cozy and bright. Unfortunately, all three can increase the risk of a home fire. 

Reduce the chance of a mishap by keeping anything combustible at least 12 inches away from heat sources or open flames. And of course, be sure to extinguish candles and turn off space heaters when no one is around to monitor them.

Break-in Deterrents 

When heading out of the house for a day of shopping, make sure to secure the house and personal vehicles by locking all doors and windows, keeping valuables out of sight and making use of smart safety technology.

Shopping online? Have packages shipped to friend's address or ask a stay-at-home neighbor to collect them from the doorstep soon after they arrive. 

Road Safety 

Now is also the time residents start seeing an uptick in traffic volume and accidents. Between busy holiday travel days and possible inclement weather, drivers have a lot to watch out for. 

Use these reminders to help avoid an accident.

Don't text or try to multitask while behind the wheel. 

Don't use cruise control when the weather is icy or snowy. 

Prevent skids by gradually accelerating and decelerating.

Leave plenty of space between vehicles when driving.

Practicing good sense at home and on the road means drivers will have less to worry about and more time to spend with their loved ones.

Tena Caracciola, president of Caracciolo Insurance Services, has been in the insurance industry since 1989. She has established herself as one of the top agents among her peers and clients. Her goal is to reduce insurance costs, reduce gaps in coverage by reviewing current policy exclusions, limitations and increase level of service. Visit for more information on Caracciolo Insurance services.


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