Women must look beyond Social Security to help fund retirement


Last updated 8/15/2019 at 2:46pm

Courtesy photo

Brian Schrock.

FALLBROOK – Women tend to depend more on Social Security for several reasons, including longer life spans, lower average earnings and more time spent away from the workforce to care for family members. Nearly half of all senior unmarried women receiving Social Security benefits rely on them for 90% or more of their total income, according to the Social Security Administration.

But it isn't by choice, because Social Security payments by themselves are not enough to fund retirement. If someone is married, their situation is somewhat different, but they don't want to depend on Social Securit...

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